# LibFi AutoFi

Automated asset management on Base. Deposit USDC, get exposure to DeFi yields, tokenized stocks, bonds, and commodities. Withdraw anytime.

# The vaults

Nine strategies, each serving a different objective:

Vault	Strategy	Target Return
afIncome	BDCs, mREITs, bond funds, covered calls	15.3% yield
afUSDC-Yield	DeFi lending optimization	8-15% APY
afUSDC-Hybrid	60% DeFi lending, 40% tokenized stocks	6-12% + equity upside
afTech	NVIDIA, Tesla, Amazon basket	Tech sector beta
afCrypto	Coinbase, MicroStrategy, Circle, Bitmine	Crypto-correlated equity
afCommodities	Gold, silver, platinum ETFs	Precious metals exposure
afSP500	S&P 500 index (tSPLG)	~10% historical average
afAnchor	Tokenized T-Bills (BUIDL, USDY, USDM)	4-5% APY
afCredit	Senior secured loans, IG corporate credit	5-8% APY

You deposit USDC, receive vault shares (ERC-4626), and withdraw back to USDC whenever you want. No lockups.

# The rebalancing engine

This is what separates autoFi from static allocation products.

Each vault runs continuous monitoring against its target allocation. When positions drift beyond threshold (typically 2%), the rebalancing engine executes:

For DeFi yield vaults (afUSDC-Yield, afUSDC-Hybrid):

Rate monitoring across Morpho, Aave, Compound
Capital migration when yield differentials exceed gas costs
Automatic reward claiming and compounding (MORPHO, COMP tokens)

For equity vaults (afTech, afCrypto, afSP500, afUSDC-Hybrid):

Market hours awareness—reduces exposure when US markets close and pricing goes stale
Oracle freshness validation before any trade
Systematic rebalancing that trims winners and adds to laggards

For income vaults (afIncome, afCredit):

Monthly rebalancing cycle across BDCs, mREITs, bond funds
Concentration limits prevent single-position dominance
Credit quality monitoring with automatic exposure reduction on deterioration

For commodity vaults (afCommodities):

Target weight maintenance across gold, silver, platinum
Periodic rebalancing to capture mean reversion

The rebalancing engine enforces the discipline that manual portfolio management lacks. It buys low and sells high systematically, without emotion or delay.

# Why this matters

Most stablecoin holders either earn nothing or spend hours chasing yields across protocols. Traditional investors face brokerage minimums, geographic restrictions, and manual rebalancing.

autoFi solves both problems. One USDC deposit gets you automated allocation across DeFi protocols and tokenized securities, with the rebalancing handled for you.

Gas costs are pooled across all depositors, making frequent rebalancing economically viable at any deposit size.

# Infrastructure

IPOR Fusion provides the vault architecture—ERC-4626 compliant Plasma Vaults, modular protocol integrations via the Fuse system, and off-chain strategy execution with on-chain settlement through Alpha bots.

ST0x issues tokenized securities under EU prospectus regulations. Each token is 1:1 backed by real shares in regulated custody.

Raindex provides liquidity for tokenized assets through oracle-based pricing.

Base keeps gas costs low enough for the rebalancing frequency these strategies require.

# Market opportunity

$297B in stablecoins, most earning nothing. Tokenized T-Bills and money market funds at $9.15B, growing over 100% annually. Tokenized equities at $811M, early but accelerating.

autoFi connects idle capital to yield opportunities across both DeFi and tokenized real-world assets.

AutoFi Vault Strategies | AutoFi Vault Comparison